Gesb super west state super gold state super ri allocated pension contributions calculator well estimate the most effective way for you to make your super contributions, before andor after tax. Member online will be intermittently unavailable from 8am to 6pm awst on saturday, 30 may for scheduled maintenance. Disclaimer the information provided in the fund usi and spin lookup table is for the use of employers and must be used solely for the purpose of implementation of superstream. A 5 apple rating gold is the highest rating from chant west. Gesb west state and gold state offer a number of benefits that you may not be able to access through othersuperannuation funds. The data in this table is drawn from the latest published information provided by super funds to the australian prudential regulation authority apra. Enter your total super balance for all accounts you have with gesb and with other funds, except for gold state super. Access to me banks member benefits program, which gives members special interest rates on home. This means your final benefit is determined by applying a fixed, or defined, formula. Learn more about the different types of super funds. The list of funds is sourced from apra and reflects information as at 30 june 2019. Insurance and your super brochure, gesb super and west state.
This is essentially every fund except for smsfs and small apra funds. Gesb is a wa government statutory authority with over 80 years experience managing and. My mother is a member of gesb goldstate definedbenefit fund. First state super is the owner of stateplus and manages both the stateplus and first state super investment portfolios.
Product disclosure statements or pds so you can compare. Rules for after tax contributions are the same for gesb super and west state super. Gold state super or public sector pension membership, which was the. In taxed schemes, such as gesb super, tax is deducted from concessional contributions and investment earnings while the money is accumulating. For full details including the terms, conditions, and exclusions that apply, please read and consider the policy wording and pds, which is available at au or by contacting us on 1800. When medical forum caught up with black swan state theatre company artistic director kate cherry before christmas, she was bubbling with the news of a potential australian collaboration with the. Gold state super is an untaxed scheme that was open to wa public sector employees until 1995. Benefits of gold state super include not paying tax until the benefit is paid or rolled over to you and certainty of the value of your benefit as the account is not impacted by market performance. Gold state super is not marketlinked, and is not impacted by the performance of investment markets. Gesb scheme gold state scheme west state scheme apss australia post. Medical forum 1114 public edition by medical forum wa issuu. Pds investment funds application form tax residency selfcertification updates.
Defined benefit super scheme taking lump sum superannuation. Were proud to work with the community to make wa a safer state. You dont pay tax until your benefit is paid to you or rolled over to a taxed scheme or retirement income stream. State superannuation scheme wss, gold state superannuation scheme gss. Information on our websitegold state super fees, download pdfgold state. To help you better understand what super funds are available, on this page you can find a list of all super funds that are regulated by apra. Medical forum 0315 public edition by medical forum wa issuu. Workplace education program financial services guide. Gesb gold state super if you were a wa public sector employee prior to 1995, you may have a gold state super account. Continue this calculator has been designed to help you work out how long your super and retirement savings are likely to last. Superstream fund usi and spin lookup table software.
You will find regular and relevant updates on covid19 on the first state super website here. Western australia also participated in collaborative labour states. Ceo business and leadership program wharton business school. If you were a wa public sector employee prior to 1995, you may have a gold state super account. The gesb subsequently paid the employer contributions in respect of the gold state. For a super fund to earn 5 apples it must be one of the highest quality funds a 4 apple rating silver is the second highest rating from chant west. United states australia new zealand poland united kingdom. West state super is part of the government employees superannuation fund ges fund. It is expected data in fund usi and spin lookup table version 1. As usual, we are also able to support you via our phone channels and online member portal. The following are the terms on which you may access the website of state super financial services australia limited, trading as stateplus abn 86 003. For a pension fund to earn 5 apples it must be one of the highest quality funds a 4 apple rating silver is. Following a comprehensive evaluation process, gesb chose the squiz digital experience platform dxp.